Loans for Every Need
Whether for unexpected expenses or a much needed vacation, HLEFCU offers flexible, affordable financing and an easy online application process. All of our loans offer:
- Credit Life and Disability Insurance are available to protect you and your family in the event of death or disability.
- Loan is eligible for End of Watch Loan Protection coverage
- Easy repayment methods (payroll deduction, automated phone banking, and payment
notification)
Loan Rates
Personal Loans
For that much needed vacation or even an unexpected home repair, our Personal Loan can provide the funds you need.
- 1-5 year terms
Personal Line of Credit
This low-cost line of credit provides protection from accidental overdrafts, the embarrassment of returned checks, and the inconvenience of merchant-returned check charges.
- Provides up to $5,000 in funds
Savings Secured Loan
Secured by the balance in your Savings Account, acting as loan collateral, our Share Secured Loan is ideal for re-establishing your credit or building a credit history for the first time.
Renewable Energy Loan
Our Renewable Energy Loan makes it easy to borrow funds for your energy-saving systems.
- Highly competitive rates
- Flexible terms up to 7 years
- Borrow up to $40,000
- No mortgage, appraisal or closing costs required
* A financing statement will be filled to record a security interest in the items purchased. Not available for leased equipment