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Loan & Deposit Rates

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Vehicle Loans

Loan Type APR*
New Auto Loan 4.25%
Used Auto Loan 4.50%
New Motorcycle Loan 7.50%
Used Motorcycle Loan 7.50%
New Boat Loan 7.65%
Used Boat Loan 7.65%

Signature Loans

Loan Type APR*
Personal Loan 8.00%
Renewable Energy Loan 5.00%
Personal Line of Credit 12.00%

Real Estate Loans

Loan Type APR*
Mortgage Call for current rate
HELOC
Less than 80% Combined Loan-to-Value
8.50%
Investment HELOC 9.00%
Rates effective 1/2/2024
APR = Annual Percentage Rate
* = As low as

Share Secured

Loan Type APR*
Share Pledge 1-3 years 5.00%
Share Pledge 4-5 years 5.50%
Share Pledge 6-7 years 6.50%
Share Pledge 8-10 years 8.00%

 

Savings & Deposit

Share Certificates

Type APY
4·Month Certificate 1.85%
12·Month Certificate 3.00%
18·Month Certificate 3.00%
24·Month Certificate 3.00%
30·Month Certificate 2.00%
36·Month Certificate 2.00%

Money Market

Type APY
$2,500 - $49,999.99 0.35%
$50,000 - $99,999.99 0.50%
$100,000+ 1.55%

IRA/Roth IRA/ Coverdell

Type  APY
IRA/Roth IRA/Coverdell Share 0.70%
12·Month IRA Certificate 3.00%
18·Month IRA Certificate 3.00%
24·Month IRA Certificate 3.00%
30·Month IRA Certificate 2.00%
36·Month IRA Certificate  2.00%

Savings

Type APY
Regular Savings 0.10%
Keiki 0.10%
Achievement 0.10%
Pet 0.10%
Christmas 0.60%

Checking

Type APY
Standard Checking 0.05%

Rates effective 4/3/23
APY = Annual Percentage Yield

Rates, terms and conditions subject to change without notice. Additional terms may apply.

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Credit Cards

Card Type APR*
Platinum Mastercard® 7.75%

Rates effective 10/31/2022
APR = Annual Percentage Rate
* = As low as

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Business Rates

Savings

Type APY
Business Savings 0.10%

Share Certificates

Type APY
4·Month Business Certificate 1.85%
12·Month Business Certificate 2.25%
18·Month Business Certificate 2.35%
24·Month Business Certificate 2.55%
30·Month Business Certificate 2.00%
36·Month Business Certificate 2.00%

Checking

Type APY
Business Checking 0.00%

Rates effective 11/25/2022
APY = Annual Percentage Yield

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Rates, terms and conditions subject to change without notice. Additional terms may apply.

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