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Consumer Loans

Get access to the money you need. 

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Loans for Every Need

Whether for unexpected expenses or a much needed vacation, HLEFCU offers flexible, affordable financing and an easy online application process. All of our loans offer: 

  • Credit Life and Disability Insurance are available to protect you and your family in the event of death or disability.
  • Loan is eligible for End of Watch Loan Protection coverage
  • Easy repayment methods (payroll deduction, automated phone banking, and payment notification)

    Loan Rates
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 Personal Loans

For that much needed vacation or even an unexpected home repair, our Personal Loan can provide the funds you need.

  • 1-5 year terms

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 Personal Line of Credit

This low-cost line of credit provides protection from accidental overdrafts, the embarrassment of returned checks, and the inconvenience of merchant-returned check charges.

  • Provides up to $5,000 in funds

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 Savings Secured Loan

Secured by the balance in your Savings Account, acting as loan collateral, our Share Secured Loan is ideal for re-establishing your credit or building a credit history for the first time.

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 Renewable Energy Loan

Our Renewable Energy Loan makes it easy to borrow funds for your energy-saving systems.

  • Highly competitive rates
  • Flexible terms up to 7 years
  • Borrow up to $40,000
  • No mortgage, appraisal or closing costs required

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* A financing statement will be filled to record a security interest in the items purchased. Not available for leased equipment