Platinum Mastercard®
Enjoy a superior purchasing experience with our Platinum Mastercard® Credit Card
- Competitive rates
- No annual fee
- No fees for cash advances or balance transfers
- Earn CURewards points that can be redeemed for brand-name merchandise, travel, gift cards, cash back, and other rewards*
- Earn bonus points when shopping online via our Rewards Mall
- 24/7 MasterCard Account access and monitoring through online banking
- Monitor and control your cards with the CardsApp
- Savings Secured MasterCard credit cards available to credit challenged or credit starters

Superior Features & Peace of Mind
The HLEFCU Platinum Mastercard® come with a generous collection of standard features.
- Credit Cards are eligible for coverage under our End of Watch Loan Protection program
- Mastercard® ID Theft Protection
- Expert Resolution Services
- Mastercard ID Theft Protection
- Emergency Wallet Replacement
- Mastercard® Global Service
- Mastercard® Priceless Cities
- Travel Accident Insurance
- Trip Delay/Cancellation Insurance
- Baggage Delay Insurance
For more information regarding benefits and coverages, please see our Guides to Benefits and Travel Insurance Disclosure.
*Earning Points: You'll earn points when you, or an authorized user, use
a card to make purchases of products and services, minus returns or refunds. Buying products and
services with your card, in most cases, will count as a purchase; however, the following types of
transactions won't count and won't earn points: balance transfers, cash advances, travelers
checks, foreign currency, money orders, wire transfers or similar cash-like transactions, any checks
that access your account, overdraft advances, interest, unauthorized or fraudulent charges, and fees
of any kind. You'll earn 1 point for each $1
spent.
Payments: Payments may be made within Home Banking, in
HLEFCU Cards App, over the phone, in-branch, or by mail. Please send mail payments to PO BOX 60510,
City of Industry, CA 91716-0510