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HLEFCU Privacy Policy

 

 

WHAT DOES HAWAII LAW ENFORCEMENT FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What? The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and account balances credit history and credit scores payment history and income When you are no longer our member, we continue to share your information as described in this notice.

How? All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Hawaii Law Enforcement Federal Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share
your personal information		 Does Hawaii Law Enforcement
Federal Credit Union share?		 Can you limit this sharing?

For our everyday business purposes-
such as to process your transactions,
maintain your account(s), respond to court
orders and legal investigations,
or to report to credit bureaus

 Yes No
For our marketing purposes-
to offer our products and services to you		 Yes No
For joint marketing with other financial companies No We don't share
For our affiliates’ everyday business purposes-
information about your transactions and experiences		 No We don't share
For our affiliates’ everyday business purposes
information- 
about your creditworthiness		 No We don't share
For nonaffiliates to market to you No We don't share

Questions? Call(808) 973-4311 or go to: www.hlefcu.com

 

 


What we do  

How does Hawaii Law Enforcement Federal Credit Union
protect my personal information?

To protect your personal information from unauthorized access
and use, we use security measures that comply with federal law.
These measures include computer safeguards and
secured files and buildings.

How does Hawaii Law Enforcement Federal Credit Union
collect my personal information?

We collect your personal information, for example, when you
- open an account or pay your bills
- use your credit or debit card or apply for financing
- make deposits or withdrawals from your account

We also collect your personal information from others, such as
credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?

Federal law gives you the right to limit only sharing for affiliates’
everyday business purposes
– information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you

State law and individual companies may give you additional
rights to limit sharing.

 

 

Definitions  
Affiliates Companies related by common ownership or control.
They can be financial and nonfinancial companies.
- Hawaii Law Enforcement Federal Credit Union has no affiliates.
Nonaffiliates Companies not related by common ownership or control.
They can be financial and nonfinancial companies.
- Hawaii Law Enforcement Federal Credit Union does not share
with our nonaffiliates so they can market to you.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together
market financial products or services to you.
- Hawaii Law Enforcement Federal Credit Union does not jointly market.