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Loan & Deposit Rates

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Rates effective 07/1/2022
APR = Annual Percentage Rate
* = As low as

Vehicle Loans

Loan Type APR*
New Auto Loan 1.50%
Used Auto Loan 1.75%
New Motorcycle Loan 4.75%
Used Motorcycle Loan 4.75%
New Boat Loan 3.90%
Used Boat Loan 3.90%

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Rates effective 07/1/2022
APR = Annual Percentage Rate
* = As low as

Consumer Loans

Loan Type APR*
Personal Loan 4.00%
Renewable Energy Loan 2.50%
Personal Line of Credit 10.00%

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Rates effective 07/1/2022
APR = Annual Percentage Rate
* = As low as

Real Estate Loans

Loan Type APR*
Mortgage Call for current rate
HELOC
Less than 80% Combined Loan-to-Value
4.75%
Investment HELOC 5.25%

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Rates effective 07/1/2022
APR = Annual Percentage Rate
* = As low as

Share Secured

Loan Type APR*
Share Pledge 1-3 years 3.00%
Share Pledge 4-5 years 3.50%
Share Pledge 6-7 years 4.50%
Share Pledge 8-10 years 6.00%

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Savings & Deposit

Rates effective 7/1/2022
APY = Annual Percentage Yield

Savings

Type APY
Regular Savings 0.10%
Keiki 0.10%
Achievement 0.10%
Pet 0.10%
Christmas 0.60%

Checking

Type APY
Standard Checking 0.05%

Money Market

Type APY
$2,500 - $49,999.99 0.20%
$50,000 - $99,999.99 0.30%
$100,000+ 0.50%

Share Certificates

Type APY
4·Month Certificate 0.30%
12·Month Certificate 0.45%
18·Month Certificate 0.55%
24·Month Certificate 0.60%
30·Month Certificate 0.70%
36·Month Certificate 0.80%

IRA/Roth IRA/ Coverdell

Type APY
IRA/Roth IRA/Coverdell Share 0.70%
12·Month IRA Certificate 0.45%
18·Month IRA Certificate 0.55%
24·Month IRA Certificate 0.60%
30·Month IRA Certificate 0.70%
36·Month IRA Certificate 0.80%

Rates, terms and conditions subject to change without notice. Additional terms may apply.

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Credit Cards

Rates effective 07/1/2022
APR = Annual Percentage Rate
* = As low as

Card Type APR*
Platinum Mastercard® 7.75%

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Business Rates

Rates effective 7/1/2022
APY = Annual Percentage Yield

Savings

Type APY
Business Savings 0.10%

Share Certificates

Type APY
4·Month Business Certificate 0.30%
12·Month Business Certificate 0.45%
18·Month Business Certificate 0.55%
24·Month Business Certificate 0.60%
30·Month Business Certificate 0.70%
36·Month Business Certificate 0.80%

Checking

Type APY
Business Checking 0.00%

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Rates, terms and conditions subject to change without notice. Additional terms may apply.

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