Skip to main content


Save for retirement or education expenses.

Open an Account Rates

Smart Investment

An Individual Retirement Account (IRA) or Coverdell Education account can help you save for the future. 

smiling woman signing papers in office

Traditional IRA

Ensure a better financial future for yourself through a Traditional Individual Retirement Account (IRA). Open to anyone 73 years old and below with income from compensation.

  • Tax-deferred earnings that earn dividends
  • No minimum yearly contribution
  • Contributions may be tax deductible
couple on the beach

Roth IRA

Set aside after-tax income with this unique savings opportunity. Although contributions are not tax deductible, your earnings accumulate tax free.

  • Withdraw regular contributions with no federal penalty or tax liability upon reaching age 59-1/2.
  • Contributions allowed at any age, as long as you have earned income
  • No minimum yearly contribution
dad and baby

Coverdell Education

An effective way to save for your child’s education expenses, Coverdell Education contributions grow tax free until distributed.

  • Allows tax-free withdrawals for qualified school expenses
  • Maximum of $2,000 annual contribution per child

Consult your tax advisor about potential tax savings with individual retirement accounts.