*Earning Points: You'll earn points when you, or an authorized user, use a card to make purchases of products and services, minus returns or refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won't count and won't earn points: balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, and fees of any kind. You'll earn 1 point for each $1 spent.
Payments: Payments may be made within Home Banking, over the phone, in-branch, or by mail. Please send mail payments to PO BOX 60510, City of Industry, CA 91716-0510
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