Credit Cards

*Earning Points:  You'll earn points when you, or an authorized user, use a card to make purchases of products and services, minus returns or refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won't count and won't earn points: balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, and fees of any kind.  You'll earn 1 point for each $1 spent.

Sign-Up Bonus:  To qualify and receive your bonus, you must make Purchases totaling $2,000 or more during the first 90 days from account opening. ("Purchases" do not include balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable). After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.

Payments:  Payments may be made within Home Banking, over the phone, in-branch, or by mail.  Please send mail payments to PO BOX 60510, City of Industry, CA 91716-0510

Coverage & Benefits for Converted Accounts:  ​For more information regarding benefits and coverages for HLEFCU Platinum Legacy MasterCard®, please see our Guides to Benefits and Travel Insurance Disclosure.  HLEFCU Platinum Legacy MasterCard® are those that were converted over from HLEFCU Visa® Platinum, Gold and Classic cards.  For more information or to upgrade your card to the HLEFCU Platinum Rewards MasterCard® or Platinum Rate MasterCard®, please call us at 808.973.4311 or toll-free at 866.351.4311.

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