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Home Equity Line of Credit (HELOC)

Use the equity in your home to access the funds you need

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Tap Into Your Equity

Tap into the equity you have in your home with a Home Equity Line of Credit. It’s ideal for the home improvement projects you’ve always wanted to do, college tuition, or even debt consolidation.

  • Funds available when you need it
  • Interest calculated only on balance owed
  • May be tax deductible (please contact your tax advisor for more details)
  • Draw period of up to 7 years
  • Repayment period of up to 15 years
  • Up to 80% loan to value ratio
  • Easy repayment methods (payroll deduction, automated phone banking, and coupon payment book)
  • Loan is eligible for End of Watch Loan Protection coverage
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